RE: Rating How Well Banks Are Willing to Short Sale Distressed Mortgages
On the surface it sounds good to attempt to rate banks for their willingness to short sale a mortgage,
when a buyer is facing foreclosure. You would most likely be obtaining very subjective, not objective data.
The major problem with …
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The leader of the Federal Reserve Bank of New York addressed the ongoing saga of mortgage foreclosures, saying “the Federal Reserve actively encourages efforts to find viable alternatives to foreclosure, like loan modifications, or deeds in lieu.” But he added, “we also support due process and access to legal counsel for homeowners facing foreclosure, for instance through legal aid programs.”The central banker offered a positive note on the darkest side of the housing market debacle, saying “our data indicate that, in recent quarters, borrowers are becoming less likely to fall behind on their mortgages, so fewer households are now entering the foreclosure process.”
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